Blue Lion Lending Blog

Featured Articles

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11th February 2026

How to Compare Investment Loans for Property Success

Understanding your investment loan options helps Preston property investors make informed decisions and build wealth through strategic property finance.

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8th February 2026

Understanding Variable Rate Loan Fees and Costs

A comprehensive guide for first home buyers in Oakleigh exploring variable interest rate home loans and associated costs.

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6th February 2026

Do You Know What's on Your First Home Buyer Checklist?

A comprehensive guide for Oakleigh first home buyers covering essential steps, from budgeting and eligibility to application and settlement.

Image for Do you know your mortgage flexibility options?

4th February 2026

Do you know your mortgage flexibility options?

How refinancing can unlock more flexible home loan features for Oakleigh property owners seeking adaptable financing solutions

Recent Articles

Image for How to Compare Investment Loans for Property Success

11th February 2026

How to Compare Investment Loans for Property Success

Understanding your investment loan options helps Preston property investors make informed decisions and build wealth through strategic property finance.

Image for Understanding Variable Rate Loan Fees and Costs

8th February 2026

Understanding Variable Rate Loan Fees and Costs

A comprehensive guide for first home buyers in Oakleigh exploring variable interest rate home loans and associated costs.

Image for Do You Know What's on Your First Home Buyer Checklist?

6th February 2026

Do You Know What's on Your First Home Buyer Checklist?

A comprehensive guide for Oakleigh first home buyers covering essential steps, from budgeting and eligibility to application and settlement.

Image for Do you know your mortgage flexibility options?

4th February 2026

Do you know your mortgage flexibility options?

How refinancing can unlock more flexible home loan features for Oakleigh property owners seeking adaptable financing solutions

Image for Proven Tips to Research Investment Loan Markets Effectively

3rd February 2026

Proven Tips to Research Investment Loan Markets Effectively

Essential market research strategies for Oakleigh property investors seeking optimal investment loan options and rental yields

Image for Top tips to secure low home loan interest rates in Oakleigh

1st February 2026

Top tips to secure low home loan interest rates in Oakleigh

Understanding home loan interest rates and finding the right home loan products for your property investment goals

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29th January 2026

Top Strategies to Understand Refinancing Application Fees

Learn how application fees impact your refinancing decision and discover ways to potentially minimise these costs when switching home loans.

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28th January 2026

Unlock the secrets to securing a lower interest rate

Discover how refinancing your home loan can reduce your repayments and improve your financial position in Preston

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22nd January 2026

Avoid these FHOG mistakes when buying your first home

Discover government grants and schemes available to first home buyers in Preston and across Australia

Image for Smart tips to secure investment loans for duplex properties

22nd January 2026

Smart tips to secure investment loans for duplex properties

Unlock duplex investment opportunities in Preston with tailored investment loan options from Australian banks and lenders

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21st January 2026

5 Key Steps to Purchase Your Retirement Home with Confidence

Essential home loan strategies and considerations for Preston retirees planning their next property move

Image for What are Variable Rate Home Loan Fees and Costs?

16th January 2026

What are Variable Rate Home Loan Fees and Costs?

Understanding all fees and costs associated with variable interest rate home loans for Preston homebuyers

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14th January 2026

Understanding Fixed Rate Investment Loan Terms

Explore the benefits and considerations of fixed rate investment loans for property investors in Oakleigh

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8th January 2026

The Dos and Don'ts of Property Hunting for First Home Buyers

Essential property hunting techniques to help Preston first home buyers find the right property within their budget and borrowing capacity.

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5th January 2026

What to Compare When Choosing Commercial Loans

Understanding key factors in commercial loan comparison helps Oakleigh businesses make informed financing decisions for growth.

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5th January 2026

Understanding Investment Loans for Property Purchases

A comprehensive guide to securing financing for your first investment property or expanding your property portfolio in Preston

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4th January 2026

Do you know how property types affect your home loan options?

Understanding how different property types impact your home loan application process and borrowing capacity in Oakleigh

Image for Variable Rate Investment Loans: Key Features to Consider

29th December 2025

Variable Rate Investment Loans: Key Features to Consider

Understanding variable interest rates and their impact on your investment property loan strategy in Oakleigh

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29th December 2025

Do you know how variable rates and offset accounts work?

Understanding variable rate loans and offset accounts can help first home buyers in Preston maximise their mortgage benefits.

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23rd December 2025

How to Secure Commercial Loans for Hospitality Venues

Essential guide for Preston business owners looking to purchase restaurants, cafes, pubs and hospitality properties

Image for Why Should You Consider Semi-Detached Houses for Home Purchase

22nd December 2025

Why Should You Consider Semi-Detached Houses for Home Purchase

Understanding home loan options and application processes for purchasing semi-detached properties in Preston's evolving property market.

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19th December 2025

What to Know When Refinancing to Change Your Loan Term

Understanding how changing your loan term during refinancing affects your repayments and overall financial position in Preston.

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15th December 2025

Top 7 Ways to Finance Your Growing Family's Larger Home

Essential home loan strategies for Hawthorn families ready to upgrade to accommodate their expanding household needs.

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15th December 2025

Unlock the Economic Factors That Shape Your Home Loan Journey

Understanding how economic conditions influence your borrowing capacity and home loan rates in today's property market

Image for The Pros and Cons of Variable Rate Loans and Offset Accounts

15th December 2025

The Pros and Cons of Variable Rate Loans and Offset Accounts

Understanding how variable home loan rates and offset accounts can impact your mortgage repayments and financial situation

Image for How to Fund Your Home Renovation with the Right Home Loan

15th December 2025

How to Fund Your Home Renovation with the Right Home Loan

Discover renovation loan options and strategies to transform your Oakleigh property while managing your financial situation effectively

Image for Smart ways to approach variable rate investment loans

15th December 2025

Smart ways to approach variable rate investment loans

Understanding variable interest rate terms and features for your Preston investment property purchase decisions

Image for Proven tips to refinance and consolidate debt in Oakleigh

15th December 2025

Proven tips to refinance and consolidate debt in Oakleigh

How refinancing your home loan can help consolidate debts and improve your financial position

Image for Commercial Loans and Business Expansion Funding Options

15th December 2025

Commercial Loans and Business Expansion Funding Options

Discover how commercial finance can support your Oakleigh business growth through property purchases and equipment upgrades

Image for Top tips to secure your first fixed rate home loan in Oakleigh

12th December 2025

Top tips to secure your first fixed rate home loan in Oakleigh

Essential guidance for first home buyers exploring fixed interest rate options and government support programs in Oakleigh

Image for Everything you need to know about Self-Employed Home Loans

26th November 2025

Everything you need to know about Self-Employed Home Loans

Understanding home loan requirements and application processes for self-employed borrowers in Australia

Image for What to Know About Property Search for First Home Buyers

21st November 2025

What to Know About Property Search for First Home Buyers

Essential property search strategies and financing options to help Hawthorn first home buyers secure their ideal property

Image for Housing Affordability and Home Loan Options for Preston Buyers

19th November 2025

Housing Affordability and Home Loan Options for Preston Buyers

Understanding your home loan choices and improving housing affordability when buying property in Preston's evolving market.

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17th November 2025

7 Key Ways to Structure Commercial Loans for Success

Understanding commercial loan structuring options to support your business growth and property investment goals effectively.

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14th November 2025

What to Know About Construction Loan Monitoring

Understanding the monitoring process for construction loans can help Preston residents successfully manage their building projects and payments.

Image for The easiest way to refinance and unlock your home's potential

5th November 2025

The easiest way to refinance and unlock your home's potential

Discover how refinancing can add valuable features like offset accounts while improving your financial position in Hawthorn

Image for What to Know Before Buying an Off-the-Plan Property

3rd November 2025

What to Know Before Buying an Off-the-Plan Property

Understanding home loan requirements and financial considerations for off-the-plan property purchases in Brunswick

Image for Top tips to secure First Home Buyer Support in Oakleigh

23rd October 2025

Top tips to secure First Home Buyer Support in Oakleigh

Discover comprehensive first home buyer programs and schemes available to help you enter the property market

Image for Investment Loan Comparison: Avoid These 5 Common Mistakes

21st October 2025

Investment Loan Comparison: Avoid These 5 Common Mistakes

Learn how comparing investment loan options properly can save thousands on your rental property purchase in Hawthorn

Image for Proven Tips to Finance Your First Off-the-Plan Purchase

20th October 2025

Proven Tips to Finance Your First Off-the-Plan Purchase

Essential guidance for Brunswick first home buyers considering off-the-plan properties and securing appropriate home finance solutions.

Image for How to Manage Cash Flow for Investment Property Success

17th October 2025

How to Manage Cash Flow for Investment Property Success

Expert strategies for optimising cash flow management when buying an investment property in Hawthorn.

Image for Understanding the benefits of buying a home closer to work

13th October 2025

Understanding the benefits of buying a home closer to work

Discover how strategic location choices can impact your home loan application and long-term financial wellbeing in Oakleigh.

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9th October 2025

When to Consider Granny Flat Investment Loans in Brunswick

Understanding investment loan options for purchasing granny flats as rental properties in Brunswick's growing property market.

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8th October 2025

Home Loan Deposits and How Much You Really Need to Save

Understanding deposit requirements can help Brunswick residents make informed decisions when applying for a home loan

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6th October 2025

Understanding the Preston Rental Market for Investment Loans

How Preston's rental market dynamics can influence your investment property loan decisions and borrowing capacity.

Image for Understanding the basics of refinancing and loan term changes

2nd October 2025

Understanding the basics of refinancing and loan term changes

Exploring how changing your loan term during refinancing can impact your repayments and financial goals in Hawthorn

Image for Understanding the Basics of Investment Market Research

1st October 2025

Understanding the Basics of Investment Market Research

How thorough property market research can help Brunswick investors make informed decisions when applying for investment loans.

Image for Top 5 Construction Loan Fees & Costs You Need to Know

30th September 2025

Top 5 Construction Loan Fees & Costs You Need to Know

Understanding construction loan fees helps Brunswick residents budget effectively for their building projects and major home renovations.

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29th September 2025

Beginner's Guide to Lenders Mortgage Insurance & Home Loans

Understanding LMI costs, when it applies, and how it affects your Brunswick home buying journey

Image for How to Refinance Your Home to Access Equity for Investment

24th September 2025

How to Refinance Your Home to Access Equity for Investment

Discover how refinancing can unlock your property's equity to fund your next investment opportunity in Hawthorn.

Image for Smart ways to tackle housing affordability in Brunswick

19th September 2025

Smart ways to tackle housing affordability in Brunswick

Discover practical strategies to overcome housing affordability challenges and secure your Brunswick home with professional mortgage guidance.

Image for First Home Buyers: How to Purchase a Granny Flat with Finance

17th September 2025

First Home Buyers: How to Purchase a Granny Flat with Finance

Discover how South Yarra first home buyers can secure mortgage finance for granny flat purchases through professional brokers.

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15th September 2025

Construction Loans for Multi-Unit Development Sites & Finance

Discover how Blue Lion Lending can help Brunswick clients secure construction loans for multi-unit development projects with progressive drawdown options.

Image for When to Refinance Your Home Loan & How It Benefits You

11th September 2025

When to Refinance Your Home Loan & How It Benefits You

Discover the optimal times to refinance your home loan and unlock financial opportunities for your Oakleigh property investment journey.

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10th September 2025

Upgrade Your Family Home with Smart Finance Solutions

Discover how Preston families can access Home Loan options from banks and lenders across Australia for property upgrades.

Image for First Home Buyers & Villa Purchases in Oakleigh

8th September 2025

First Home Buyers & Villa Purchases in Oakleigh

Essential finance guidance for first time home buyers looking to purchase their dream villa in Oakleigh

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8th September 2025

Saving for Your First Home and Building Financial Security

Essential strategies for first home buyers in Hawthorn to build their deposit and secure home loan approval

Image for First Home Ownership Benefits & Finance Options in Preston

8th September 2025

First Home Ownership Benefits & Finance Options in Preston

Discover the key advantages of home ownership and how Preston residents can access tailored home loan solutions.

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5th September 2025

First Home Buyer Mistakes & How to Avoid Them

Common pitfalls that first time home buyers in Brunswick make when applying for a home loan

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4th September 2025

Property Inspection Tips & Home Finance for First Buyers

Essential property inspection guidance and mortgage broker insights to help Hawthorn first home buyers make informed purchasing decisions.

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5% deposit scheme expands early – will it increase house prices?

26th August 2025

5% deposit scheme expands early – will it increase house prices?

The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying plans.

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Surge in switching: 1,000 home loans refinanced every day

20th August 2025

Surge in switching: 1,000 home loans refinanced every day

Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter.

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Third rate cut delivered this year as RBA trims cash rate to 3.60%

12th August 2025

Third rate cut delivered this year as RBA trims cash rate to 3.60%

Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease?

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Skipping pre-approval sees 1-in-10 first home buyers miss out

6th August 2025

Skipping pre-approval sees 1-in-10 first home buyers miss out

Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have home loan pre-approval.

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How your home can help your kids get a great education

30th July 2025

How your home can help your kids get a great education

Location, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here’s why.

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Newly built homes notch up strongest sales in 3 years

22nd July 2025

Newly built homes notch up strongest sales in 3 years

There’s a lot to love about buying a brand new home, and sales of recently constructed homes have increased 19% over the last quarter. We look at the pros and cons of buying a new home – and the financial incentives available to new home buyers.

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Has your borrowing power increased in 2025?

16th July 2025

Has your borrowing power increased in 2025?

If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise.

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Two-thirds of borrowers could save by refinancing: report

9th July 2025

Two-thirds of borrowers could save by refinancing: report

Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them.

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Small deposit? 50,000 Home Guarantee Scheme spots just opened up

2nd July 2025

Small deposit? 50,000 Home Guarantee Scheme spots just opened up

Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on July 1. Here’s how to secure your spot.

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How to make an offer on a home

25th June 2025

How to make an offer on a home

Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an offer and seal the deal.

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Welcome back! Home lending jumps as first home buyers return

18th June 2025

Welcome back! Home lending jumps as first home buyers return

Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have aligned to make now a good time to take that first step on the property ladder.

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Australian home price average tops $1 million

11th June 2025

Australian home price average tops $1 million

Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for the first time ever. Have you been putting off buying? If so, here’s how to get the ball rolling.

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How you could boost your home’s value by $118,000 (and save on bills)

4th June 2025

How you could boost your home’s value by $118,000 (and save on bills)

With winter temps falling, chances are your power bills will rise. This helps explain why buyers are willing to pay 14% extra for energy-efficient homes on average. Here’s how to give your place a ‘green premium’.

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Plot twist: home owners keep repayments on hold as rates fall

28th May 2025

Plot twist: home owners keep repayments on hold as rates fall

Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in long-term interest costs.

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RBA cuts the cash rate for the second time this year to 3.85%

20th May 2025

RBA cuts the cash rate for the second time this year to 3.85%

Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25 basis points to 3.85%. How much could this decrease your monthly mortgage repayments?

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Fact or fiction: do property values double every 10 years?

14th May 2025

Fact or fiction: do property values double every 10 years?

It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the past ten years.

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Albo re-elected: what’s on the board for home buyers and owners?

7th May 2025

Albo re-elected: what’s on the board for home buyers and owners?

The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners.

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Myth buster: do weekly repayments pay off an offset loan faster?

30th April 2025

Myth buster: do weekly repayments pay off an offset loan faster?

There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance much sooner. We bust that myth and reveal the real secret to harnessing the power of your offset account.

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Could US tariffs be good news for Aussie home owners?

23rd April 2025

Could US tariffs be good news for Aussie home owners?

Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition.

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16th April 2025

Election 2025: what’s on offer for first home buyers?

Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers.

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Home owners notch up gains of $230,000 in just 5 years

9th April 2025

Home owners notch up gains of $230,000 in just 5 years

Did you know that the average home owner saw their property’s value rise $46,000 per year over the past five years? Today we’ll look at ways you could put that recent increase in equity to further use.

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Why 1-in-2 families are thinking of refinancing

2nd April 2025

Why 1-in-2 families are thinking of refinancing

The RBA may have swiped left on an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to save on interest with a lower rate.

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Sounds of silence: how traffic noise can impact property values

26th March 2025

Sounds of silence: how traffic noise can impact property values

‘Close to public transport’ is often touted as a plus for home buyers. But new research shows just how much close proximity to a busy road, railway or flight path can impact property values.

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5 fun (and budget-friendly) ideas for an Easter staycation

19th March 2025

5 fun (and budget-friendly) ideas for an Easter staycation

This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesn’t stretch to a trip away, check out our tips to enjoy a memorable getaway – at home.

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Low cost renos to help keep your home cosy this autumn

12th March 2025

Low cost renos to help keep your home cosy this autumn

It’s been a long, hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple improvements could help keep your home snug without overheating your power bills.

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Was that the shortest property downturn ever?

5th March 2025

Was that the shortest property downturn ever?

The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s happening – and why now could be a good time to buy.

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Major change coming to mortgage rules for university grads

26th February 2025

Major change coming to mortgage rules for university grads

Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan.

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RBA cuts the cash rate for the first time since 2020

18th February 2025

RBA cuts the cash rate for the first time since 2020

Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year?

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The scheme that’s helped 193,000 Aussies buy a first home

11th February 2025

The scheme that’s helped 193,000 Aussies buy a first home

If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash the time it takes to buy a place of your own by several years. Here’s how it works.

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What happens to my home loan if interest rates fall?

5th February 2025

What happens to my home loan if interest rates fall?

Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died down, what next? We explain what to expect when rates head south.

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Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.