First Home Buyers
We'll help you into your First Home
Stepping into the property market for the first time can be both thrilling and daunting. At Blue Lion Lending, we understand the blend of emotions and decisions involved when buying your first home. Our mission is to simplify the journey by offering a range of Home Finance & Mortgage Broking services, ensuring you get access to home loan options from banks and lenders across Australia. Whether you're concerned about interest rates or navigating the application process, we are here to support you every step of the way.
When buying your first home, it's essential to be aware of the various home loan options available. As a first home buyer, you might qualify for first home owner grants (FHOG), which can significantly aid your financial situation. Our expertise lies in accessing home loans not just from local but also nationwide lenders, allowing you to explore fixed and variable interest rate choices that best suit your circumstances. Understanding the interest rate is crucial, as it impacts your loan amount over time. Moreover, our team can assist in identifying potential interest rate discounts that can be beneficial in the long run.
Navigating through terms like lenders mortgage insurance (LMI) and stamp duty can be overwhelming, especially when applying for a home loan. When your loan to value ratio (LVR) is high, LMI might be a requirement to offset risk for lenders. However, we work diligently to present you with investment loan options that align with your needs and financial capacity. While applying for a home loan, having a clear picture of your borrowing capacity is vital. Equally important is maintaining a healthy credit history, as it influences your application and potential interest rates. We provide guidance on how to structure your bank statements and strengthen your investment loan application efforts, particularly if you are considering your first investment property.
The application process for a first home loan may seem complex, yet with Blue Lion Lending's streamlined approach, it doesn't have to be intimidating. We help you get pre-approved, offering you a clearer understanding of your home buying power. Our access to banks and lenders nationwide ensures a competitive edge. Moreover, tools like offset accounts can be advantageous in managing your loan effectively, potentially reducing the interest payable.
To summarise, buying your first home is a significant financial commitment, yet with the right guidance and resources, it can be a fulfilling venture. At Blue Lion Lending, we pride ourselves on providing comprehensive support and expert advice, simplifying complexities like variable and fixed interest rates and LMI. We invite you to reach out to our knowledgeable team to explore your options and streamline your path to homeownership. Contact us today to get pre-approved and turn your dream of owning a home into reality.
In 60 seconds, understand how much you can borrow to buy your dream home.
First meeting
We discuss your goals and financial position and start to collect information
Lender proposal
We review eligible lenders and negotiate you the best possible deal
Application
After choosing a lender, we prepare and submit your application to the bank
Approval
Once approved, we order a valuation and ask the bank to issue a loan contract
Settlement
We work directly with your solicitor and the banks to arrange settlement
Post-settlement
We’re always available to support you with any post-settlement needs
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Can’t speak highly enough of Lee, bloke was an absolute weapon from start to finish. As a first home buyer, I had no bloody idea what I was doing, but he was always there, no matter the time, ready to explain everything in plain English. None of that bank jargon, just straight talk that actually made sense. He had the patience of a saint too. I must’ve asked the same question ten different ways and he never once made me feel like a peanut. Walked me through the whole process, step by step, and made sure I felt confident every bit of the way. Honestly, if you're buying your first home and want someone who actually gives a stuff, this is your guy. Always available, solid advice, and just a top bloke all round. Cheers for everything, mate!
Thomas Hawkins
I had used Blue Lion previously for my home lending, and they were amazing, I was then glad to find out Blue Lion could assist me with procuring a business loan for buying in to my business. Blue Lion made what might have otherwise been a stressful process, at an otherwise busy and hectic time, easy and they arranged me a great business loan at competitive rates and seamlessly managed the process and guided me through it. Attention to detail and service was A . Highly recommend, top notch business financing service, thanks again for everything!
Robert McKay
Great communication skills, Helpful and patient responses
Dario Battisti
Lee is an experienced broker whom we've had the pleasure of working with for the past nine years. Throughout this time, Lee has consistently demonstrated an outstanding level of care and professionalism in every scenario we've encountered. Lee has been instrumental in helping us refinance, secure a new mortgage, and extend our mortgage. Each time, he has taken the time to truly understand our unique situation and what we are aiming to achieve. His dedication and hard work in finding the best possible options for us have been invaluable. In addition to his exceptional service, Lee has also connected us with other professionals who have been able to answer our questions and provide valuable advice. This network of support has been incredibly helpful and has further highlighted Lee's commitment to ensuring we receive the best possible guidance. We are grateful for Lee's expertise and the outstanding service he has provided over the years. His continued support has made a significant difference in our financial decisions, and we look forward to working with him in the future.
Marina Wilson
This was our first home purchase and I can’t speak to Lee’s service and support enough. He thoughtfully guided us through the process from end to end working with us to find a bank and loan type that met our distinct needs. We are working with Lee again on our second property. I couldn’t recommend Blue Lion highly enough.
Dana Nikanpour
We have been working with Blue Lion Lending since purchasing our first home, and their expertise has been invaluable. They not only guided us through the home buying process but also helped us grow our financial profile and build wealth. With his advice, we successfully purchased investment properties and we continue to rely on them for sound financial guidance. Their professionalism, clear communication, and tailored solutions have essential to our financial growth. We highly recommend Blue Lion Lending to anyone looking expert financial advice and support.
vananh vo
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
At Blue Lion Lending, our Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Informed Finance Pty Ltd ABN: 65 646 587 957. Credit Representative #476865 is authorised under Australian Credit License #389328
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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