Considering stepping into the property market, or looking to expand your investment property portfolio? At Blue Lion Lending, we are seasoned Finance & Mortgage Brokers dedicated to helping you navigate the complexities of investment loans in Australia. Whether you're a first-time investor or a seasoned property owner, we offer a wide range of investment loan options tailored to suit diverse needs and financial situations.
Our goal is to simplify your investment loan application by providing access to competitive options available with banks and lenders across Australia. An important aspect to consider is the type of interest rate that best suits your financial objectives. We offer guidance on both variable and fixed interest rate loans, helping you weigh up the pros and cons to select the best option for your circumstances. With potential interest rate discounts available, it’s all about finding the right fit for your financial plans.
Understanding your borrowing capacity is critical in the journey of buying a home for investment. We work closely with you to assess key factors like your loan to value ratio (LVR), which reflects your borrowing risk to lenders. Your credit history also plays an essential role, as it influences the interest rates and terms you may be offered. At Blue Lion Lending, we guide you through reviewing and improving your credit history if needed, ensuring you're in a strong position when applying for an investment loan.
Another consideration is lenders mortgage insurance (LMI). This insurance protects lenders in high LVR scenarios and may impact your total loan amount and investment strategy. Additionally, potential stamp duty fees and bank statements requirements are fundamental parts of the streamlined application process we facilitate. We assist in calculating investment loan repayments, helping you budget effectively by taking into account all these factors.
For those purchasing their first investment property, understanding the application process can be daunting. We ensure a smooth process by clearly outlining steps such as gathering necessary documents and evaluating your financial situation, helping you move confidently towards your investment goals. Our approach minimises stress, focuses on transparency, and delivers tailored solutions based on your individual circumstances, making the task of managing an investment property portfolio more accessible.
Ready to start or grow your property investment journey in the suburb of your choice? Blue Lion Lending provides unmatched support, ensuring you secure the best possible investment loan for your needs. Our commitment to your success means walking with you every step of the way, from understanding the intricacies of lenders mortgage insurance to selecting the perfect suburb for your investment goals. Reach out today, and let us turn your property investment dreams into reality.
First meeting
We discuss your goals and financial position and start to collect information
Lender proposal
We review eligible lenders and negotiate you the best possible deal
Application
After choosing a lender, we prepare and submit your application to the bank
Approval
Once approved, we order a valuation and ask the bank to issue a loan contract
Settlement
We work directly with your solicitor and the banks to arrange settlement
Post-settlement
We’re always available to support you with any post-settlement needs
Book a CallLee and his team at Blue Lion Lending could not be more helpful. I needed some guidance and a thoughtful expert through the process - and Lee was exactly that. Questions were answered, challenges overcome and advice was sage. Thrilled I had Lee to help me through a pretty significant process and could not recommend him higher for others looking at help navigating the mortgage broking world.
George van Veenendaal
Thank you Lee and Blue Lion Lending team for helping us with our finance needs. We have known Lee for almost a decade, and he’s helped us purchase our first home and most recently refinance our loan. He’s an expert on all things property, financing, and even invaluable tips on budgeting. He provides clear guidance in layman terms which makes a very daunting process much more easy to navigate. From start to finish, Lee and his team were professional, knowledgeable, and genuinely caring. Lee took the time to explain every step of the process, answered all our questions and concerns promptly, and made our experience feel smooth and straightforward. We highly recommend Lee and his team at Blue Lion Lending for their expertise, integrity, and dedication to excellent service. Looking forward to continue our relationship with Blue Lion Lending.
Kaycee Crellin
I have had the opportunity to work with Lee Pattison in a professional capacity. When working with Lee I found he has an attention to detail and communicates well with others. In all my interactions with Lee, he is respectful, courteous and has a calm and professional demeanor even under pressure. Jodie O’Brien
Jodie O'Brien
Lee and the Blue Lion team make financing/refinancing a home purchase easy. Lee set up my mortgage whilst I was living and working offshore and he has since helped with refinancing since repatriation. Lee has all the knowledge to make a large purchase (no matter how complex) seem so simple. He can assist you on Australian financial requirements, no matter where you are domiciled. Great friendly assistance in getting the best rate and delivering on plans/goals.
Curtis Miller
Sanjay Bhatia
Lee has helped my husband and I refinancing and purchasing new properties multiple times in the last 3 years. Always provided an excellent service, good deals and fluent communication. We truly recommend working with Lee.
angélina gamero
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
At Blue Lion Lending, our Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.