Construction Loans

Turn your building plans into a reality with a construction loan

5.0

from 67 Reviews

Image for Construction Loans

We'll help you fund your new build or renovation

Blue Lion Lending is here to support growth-oriented clients seeking to embark on their next big endeavour. Specialising in construction loans, we are dedicated to facilitating seamless access to various loan options with banks and lenders throughout Australia. If you’re aiming to undertake a new build, major home renovations, or buy off the plan, our focus is on ensuring you have the necessary financial tools to make your project in the ideal location a reality. Understanding the complexities involved in construction projects, our Finance & Mortgage Broker services streamline your application process, providing you with the necessary insights to navigate council plans, permits, and council regulations effortlessly.

At the heart of our service offering is the advantage of a progressive drawdown. Throughout the various stages of any project in Lonsdale, this financing approach allows you to draw funds progressively in instalments as needed. This means you only charge interest on the amount that’s drawn down, providing an immediate cost benefit. An ‘as if complete’ valuation is conducted at different milestones to ensure your project is on track. For those concerned with cash flow, interest-only repayment options ease financial pressure. Whether you’re a registered builder or managing the payment of sub-contractors like plumbers and electricians, having a structured Progressive Payment Schedule is invaluable.

Applying for a loan through Blue Lion Lending involves understanding your current and future financial obligations. Whether you require a fixed price contract or consider house & land packages, defining a clear price range and making a plan are critical steps. We assist in assessing suitable land and addressing Out of Contract Items not included at the onset, ensuring a clear picture of what is feasible. Moreover, should your project involve tearing down an existing property, it’s crucial to comprehend necessary council restrictions and comply with all development application requirements. With our comprehensive services, you're well-equipped to navigate these challenges, laying a solid foundation for building within the set period from the Disclosure Date.

As construction progresses, attention to detail is paramount, particularly when managing progress payments and keeping projects moving according to schedule in Lonsdale. This entails coordinating with lenders for the Progressive Drawing Fee and additional payments as construction milestones are achieved. Our goal is not only to help you finance your project but also to manage it effectively throughout its life cycle. A keen understanding of interest rates and loan amounts is crucial, enabling you to make informed decisions that align with your business aspirations. From attaining permits to finalising your development application, every decision is pivotal in ensuring a streamlined journey from concept to completion.

Blue Lion Lending remains committed to facilitating successful projects by offering the expertise required for navigating construction loans and related financial considerations. Understanding diverse needs and goals, we strive to be the Finance & Mortgage Broker of choice, providing unrivalled assistance. Whether in Lonsdale or beyond, enabling you to continually grow and develop your ambitions is our primary objective. For those ready to advance their construction endeavours, taking the next step is as seamless as reaching out to our expert team. By partnering with us, you gain more than financial resources— you secure a pathway to fulfilling your vision. Contact us today to learn more about how Blue Lion Lending can make your construction aspirations a reality.

Ready to chat to one of our team?

What to expect with you work with us

First meeting

We discuss your goals and financial position and start to collect information

Lender proposal

We review eligible lenders and negotiate you the best possible deal

Application

After choosing a lender, we prepare and submit your application to the bank

Approval

Once approved, we order a valuation and ask the bank to issue a loan contract

Settlement

We work directly with your solicitor and the banks to arrange settlement

Post-settlement

We’re always available to support you with any post-settlement needs

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Our Recent Reviews

Lee and his team at Blue Lion Lending could not be more helpful. I needed some guidance and a thoughtful expert through the process - and Lee was exactly that. Questions were answered, challenges overcome and advice was sage. Thrilled I had Lee to help me through a pretty significant process and could not recommend him higher for others looking at help navigating the mortgage broking world.

George van Veenendaal

Thank you Lee and Blue Lion Lending team for helping us with our finance needs. We have known Lee for almost a decade, and he’s helped us purchase our first home and most recently refinance our loan. He’s an expert on all things property, financing, and even invaluable tips on budgeting. He provides clear guidance in layman terms which makes a very daunting process much more easy to navigate. From start to finish, Lee and his team were professional, knowledgeable, and genuinely caring. Lee took the time to explain every step of the process, answered all our questions and concerns promptly, and made our experience feel smooth and straightforward. We highly recommend Lee and his team at Blue Lion Lending for their expertise, integrity, and dedication to excellent service. Looking forward to continue our relationship with Blue Lion Lending.

Kaycee Crellin

I have had the opportunity to work with Lee Pattison in a professional capacity. When working with Lee I found he has an attention to detail and communicates well with others. In all my interactions with Lee, he is respectful, courteous and has a calm and professional demeanor even under pressure. Jodie O’Brien

Jodie O'Brien

Lee and the Blue Lion team make financing/refinancing a home purchase easy. Lee set up my mortgage whilst I was living and working offshore and he has since helped with refinancing since repatriation. Lee has all the knowledge to make a large purchase (no matter how complex) seem so simple. He can assist you on Australian financial requirements, no matter where you are domiciled. Great friendly assistance in getting the best rate and delivering on plans/goals.

Curtis Miller

Sanjay Bhatia

Lee has helped my husband and I refinancing and purchasing new properties multiple times in the last 3 years. Always provided an excellent service, good deals and fluent communication. We truly recommend working with Lee.

angélina gamero

Frequently Asked Questions

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

At Blue Lion Lending, our Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.